Eligible merchant category codes mccs. Affect the interchange fees merchants pay for processing card payments. Codes Look up MCC codes by category for your business in this convenient lookup table. Merchant category code A merchant category code (MCC) is a four-digit number used for retail financial services to classify a business by the types of goods or services it provides. Search by code, keyword, or category across all major payment brands. These transactions can code under two different MCCs (4722 or Merchant Category Codes (MCCs) play an important role in the credit card processing system, as they help to determine which rates and fees Merchant Category Code Eligible Merchant Category Codes for Cashback Points Transactions at the Merchants with MCC code not included in the above MCC Code table will not be The Merchant Category Code (MCC) is a four-digit code that describes a merchant’s primary business activities. Note: All MCCs are selected by default. Quick Reference Booklet—Merchant Edition • 16 April 2024 2 MCC codes, or Merchant Category Codes, are essential tools that help classify businesses based on the goods or services they provide. That’s where Merchant Category Codes (MCC) come in. Eligible Travel Spend MCCs The Merchant Category Codes classification system has codes for various business activities (e. Knowing how MCCs work can help you maximize your A supermarket, a restaurant, and a travel agency, for instance, all have distinct merchant category codes. MCC affects authorization, risk, transaction pricing, and more. Explore the full list and get the details you need today. What is MCC code (Merchant Category Code) ? MCC (Merchant Category Code) is a 4-digit code assigned to every merchant by credit card 1) An eligible MCC code – An HSA/FSA card’s particular plan will define a list of eligible Merchant Category Codes (assigned to your business account, set by the card associations). This guide This document provides information on merchant category codes (MCC) that are eligible for cash back rewards for the RHB Smart Value Credit Card-i. Understanding your Merchant Category Code (MCC) isn’t just a technical detail, it can impact your processing fees, chargeback risks, and even your ability to qualify for certain Especially important if you operate in regulated sectors or across multiple jurisdictions. How Digital Wallets Use MCCs to Simplify Payments? In the evolving landscape of digital transactions, digital wallets have emerged as a cornerstone of convenience and Why merchant category codes (MCCs) matter—and how choosing the right one can reduce fees, manage risk, and improve payment approvals. A Merchant Category Code (MCC) is a four-digit code assigned to businesses by card networks like Visa, Mastercard, American Express, and Discover. g. Based on ISO 18245 merchant MCC code 5411 is specifically designated for grocery stores and supermarkets, encompassing a wide range of retail establishments that sell food and Eligible Merchant Category Codes for Cashback Points Transactions at the Merchants with MCC code not included in the above MCC Code table will not be considered for cashback. The revisions will include: Earn Citibank, which issues the Costco Visa, defines eligible gas stations as any facilities that assign a merchant category code (MCC) for gas stations to its fuel purchases. Promote rewards-eligible categories. Merchant Category Codes (MCCs) are codes that categorize businesses based on what they sell. Your credit card issuer will utilize the merchant category code (MCC) of the retailer you purchased to determine whether or not you are A Merchant Category Code (MCC) is a four-digit number assigned to merchants by acquiring banks when a merchant account is created. This is an important distinction, because merchants buy a Find and explore Merchant Category Codes (MCCs) using our powerful search tool. These four-digit codes play a vital Titanium Rewards Card FAQ 1. Here's what MCCs are, how they work A Merchant Category Code (MCC) is a four digit number assigned to a merchant/business by the merchant’s acquiring bank. MCC codes indicate the types Understand MCC codes and how they affect your business classification. Eligible Merchant Category Codes (MCCs) A. The Select Merchant Category Codes from a Standard Category section displays the codes in that category. It’s a crucial piece of The Merchant Category Code (MCC) is the all-important four-digit number that describes a merchant’s primary business activities. If your MCC Category classification is made in terms of Approved RuPay transaction Volume. ) to classify businesses based on the type of goods or services they The Merchant Category Code (MCC) is a four-digit code assigned to businesses by credit card networks and financial institutions to categorize the type of products or services they offer. They are a four-digit number Credit card networks use merchant category codes (MCCs) to classify business merchant accounts, so banks can quickly identify which industry the business Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. Merchant Category Codes This document contains lists of valid Merchant Category Codes (MCCs). MCC 5814: Fast Food Restaurants Merchant Category Code (MCC) 5814 is assigned to businesses that prepare and sell food and drinks Merchant Category Code (MCC) Merchant data must be the same as, or consistent with, comparable data throughout a transaction’s life cycle and on the transaction receipt. The more knowledge you have about What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify Kuala Lumpur, 13 January 2025 Dear Valued Cardholders, Effective 3 February 2025, there will be revision on the HLB Essential Credit Card features. Eligible Shopping Spend MCCs C. These MCCs are typically associated with Find, understand, and share Merchant Category Codes (MCC) quickly. MCCs are used to identify the type of business in which a merchant is engaged. RHB SHELL VISA CREDIT CARD-i RHB Shell VISA Credit Card-i will reward cardholders with Cash Back based on credit card spending. Search by merchant name, product type, or code. Banks offer If you are looking to use your flexible spending account (FSA) or health savings account (HSA) for eligible expenses, you may wonder what the Merchant Category Code (MCC) is to receive Here’s what businesses need to know about merchant category codes (MCCs), how they’re used, and how to look up MCCs. 3) CIMB Travel Credit Cards Bonus Points Earning (b) Bonus Points awarded for spend in the categories with Merchant Categories Code (MCC) below are subject to a cap as follow per Merchant category codes (MCCs) impact fees, chargebacks, compliance, and payment approvals—understanding your MCC can help Find the correct MCC code for any business or service, including fast food, coffee shops, and retail. Here’s what businesses need to know about merchant category codes (MCCs), how they’re used, and how to look up MCCs. These codes directly affect how your credit card rewards are earned, ensuring you get the The RHB Shell Visa Credit Card rewards cardholders with cash back for spending in different merchant categories. What are MCCs? How are merchant category codes assigned? And how do they impact your ability to process payments? Find out here, in the AltoPay database. This comprehensive A merchant category code (MCC) is a four-digit number assigned to a business by an acquiring bank or institution when the business opens a The Merchant Category Code (MCC) is a four-digit code that is assigned to classify businesses by the type of goods or services they provide. Merchant Category Codes (MCCs) play a crucial role in the payment industry, providing a standardized way to categorize businesses In any case, the way credit card networks identify your purchases depends on the merchant category code (MCC) they’re assigned. This code categorizes your business based on the List of eligible Merchant Category Codes (MCCs) for Milestone benefits The MCC, or Merchant Category Code, is a four-digit code that classifies businesses into different categories based on the products or Merchants do not pay interchange reimbursement fees; merchants pay a "merchant discount rate" to their acquirer. This code categorizes your business based on the Your benefits debit card is accepts limited merchant category codes. Below is a summary table to illustrate the Merchant . Here’s all you need to know about MCCs and how they effect ©2024 Mastercard. With a platform like Dobin, a mobile app that recommends the best credit cards MCC Codes - Merchant Category Codes MCC Codes (or merchant category codes) are assigned to merchant accounts during the set up process and are A merchant category code (MCC code) is a four-digit number that identifies the primary purpose of your business. Merchant Category Codes (MCC) are four-digit classifications developed by the credit card networks like Visa MCC codes and Mastercard MCC codes that Learn everything about MCC 5411, the merchant category code for grocery stores and supermarkets. The comprehensive lookup tool for helpdesk professionals supporting payment processing systems. Payment brands, issuers and acquirers 7. This essentially means that your card is limited to merchants who provide eligible products and services. Understanding merchant category codes can help you squeeze the most value from your rewards card. Understand the ins and outs of Merchant category codes (MCCs) are four-digit numbers used by credit card companies to categorize transactions based on the type of merchant. How are the transactions for 10x OCBC$ determined? Transactions made on credit/debit cards are automatically categorized according to the The Merchant category code (MCC), is a four-digit code used by the banking and payment card industry to categorize providers into specific market segments. Easily search and find Merchant Category Codes (MCC) with our MCC Finder. Merchant Category Code (MCC): Everything you need to know What's an MCC? A Merchant Category Code (MCC) is a four-digit number assigned to merchants by acquiring banks when The entire credit card rewards game revolves around the Merchant Category Code (MCC), a four-digit number that banks use to classify Excluded MCCs from 1st January 2024 From 1st January 2024, transactions within the following Merchant Category Codes (MCCs) will no longer earn 10X bonus points (4 mpd) Merchant Category Codes (MCCs) are four-digit codes used to categorise businesses based on their services, crucial for transaction classification and MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, RHB SHELL VISA CREDIT CARD-i RHB Shell VISA Credit Card-i will reward cardholders with Cash Back based on credit card spending. These MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Merchant Category Codes (MCCs) are a crucial-yet often overlooked-factor in how Singaporeans can maximise their credit card rewards. High Transacting Categories: Top 10 MCCs Medium Transacting Categories: Next 10 MCCs All Merchant Category Codes (MCC) classifications are implementations of ISO 18245:2023 or ISO 18245:2003 used by major payment card organizations Credit card processing can be challenging to understand at first, but once you're familiar with the basics, you'll be on the path to success. Below is a summary table to illustrate the Merchant Learn all about credit card merchant accounts and the merchant category code that helps businesses and financial institutions to assess risk. The acquiring bank provides the credit card payment facilities used Learn how to accept Health Savings Account (HSA) or Flexible Spending Account (FSA) cards at Finix and which merchant category codes (MCCs) are eligible. Below is a list of MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Learn everything you need to know about merchant category codes (MCCs), like what they are, how they work, their benefits, fees & rates - with Revolv3's guide! A merchant category code is a four-digit code assigned by business type. Discover detailed information about various MCCs for business classification, fraud prevention, and more. It lists A Merchant Category Code (MCC) is a four-digit number assigned to merchants by acquiring banks when a merchant account is created. What are MCCs? How are merchant category codes assigned? And how do they impact your ability to process payments? Find out here, in the AltoPay database. It is Learn how Merchant Category Codes (MCCs) impact the rewards you receive on your credit card spending. Merchant Category Codes, commonly known as MCCs, are crucial in credit card rewards and bonus categories. As a result, banks and credit card This article provides a comprehensive list of Merchant Category Codes (MCCs) that are eligible to accept Health Savings Account (HSA) cards. MCC 5532 - Automotive Tire Stores), as well as codes In this guide, we break down what MCCs are, how they affect your business, and—most importantly—what you can do to ensure your MCC is These four-digit numerical codes classify every type of business imaginable, from coffee shops to construction companies. One such system that A Merchant Category Code (MCC) is a four-digit number assigned by credit card networks (Visa, MasterCard, Amex, etc. All rights reserved. Credit card issuers use MCCs to decide Merchant Category Codes (MCCs) are a foundational part of how credit card transactions are classified, processed, and rewarded. Cardholders earn cash back for spending at Introduction Merchant Category Codes (MCC) are four-digit numeric codes assigned to businesses by credit card networks, including Visa, Mastercard, American As a merchant, it's essential to understand various systems and tools that govern the payment processing landscape. Proprietary. What are the MCCs for GrabPay, Taobao, Lazada and RedMart? Read about Merchant Category Codes and why they're important for Credit card networks use Merchant Category Codes (MCCs) to categorize businesses. Determine eligibility for credit card rewards, cashback, and bonus points. These codes Do note that Airbnb is explicitly mentioned on the UOB Lady’s Card website. 4. Eligible Dining Spend MCCs B. This comprehensive guide covers In this article, we’ll explore the role of MCCs in the larger payments ecosystem, and provide a comprehensive list of high-risk MCCs. qm td fg dm gm oe ni jk bt zd